2025 FinHealth Spend Report Shows the Price of Participation in America’s Financial System Hit $455 Billion in 2024, with Financially Vulnerable Bearing the Heaviest BurdenFees and interest surged by nearly $100B over two years as student loans resumed and credit card debt grew, costing Financially Vulnerable households 17 times more of their income than Financially Healthy households
New FinHealth Standards Industry Assessment Series by Financial Health Network Finds Severe Gaps in America’s Checking AccountsFirst-of-its-kind analysis of leading financial institutions finds that only 20% of assessed checking accounts meet even half the FinHealth Standards, with many other critical tools largely missing
Financial Health Pulse 2025: Financial Health Challenges Persist, Student Debt and Insurance Raise New AlarmsLower-income, lower-wealth households saw modest gains in savings and debt manageability, while concerns rise over insurance adequacy and impacts from resumed student loan repayment
Financial Health Network Launches First-Ever Financial Industry Standards at its Flagship EMERGE ConferenceThe new FinHealth Standards offer a practical blueprint for building financial products with integrated financial health solutions
New Research from Financial Health Network Shows 90% of Working-Age People with Disabilities are Not Financially HealthyReport also finds that 93% of people with disabilities are unfamiliar with ABLE Accounts, the primary tool offered by the government for building and maintaining assets without losing public benefits
2023 FinHealth Spend Report Finds Fees and Interest on Non-Mortgage Financial Services Skyrocket 14% to $347 BillionNew research from Financial Health Network documents the real cost to Americans of rising interest rates and expanding post-pandemic credit balances
New Research from Financial Health Network Finds Four Out of Five Americans Were Financially Unhealthy at Least Once Over Last Five YearsNovel five-year research uses proprietary Financial Health Pulse data, the nation’s benchmark measurement for finhealth, to provide a unique look at life events, income and other factors that most impact individual financial health over time
New Data Suggests Substantial Declines in Crypto Ownership Following Collapse of MarketA new Financial Health Network survey finds remaining owners appear to hold crypto as part of a larger investment strategy; holdings are now low among Black investors.
New Financial Health Pulse Data Shows Correlation Between Cost of Gas and Consumption and the Impact of Price Increases on Financially UnhealthyTop-line finding shows that as gas prices increased in 2022, overall consumption decreased and that the financially unhealthy often made smaller, more frequent purchases to fill up their tanks
New Financial Health Data Finds that Despite a Majority of Workers in Low-wage Jobs Deemed Family Breadwinners, Only 13% are Considered Financially HealthyNew report offers first-ever glimpse into the financial health of workers in low-wage jobs revealing that many struggle with savings, insurance coverage, and paying for basic living expenses
